Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Learn About the Types of Insurance We Offer
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Life Insurance
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit
ABOUT HEALTH INSURANCE SOLUTIONS
Your Trusted Insurance Professionals:
At Health Insurance Solutions, our mission is to empower individuals and families by providing comprehensive and affordable health, Medicare, and life insurance solutions. We are committed to offering personalized service, ensuring our clients receive the support they need to make informed decisions about their coverage. Our dedicated team strives to build lasting relationships based on trust & integrity.
Why Work With Us?
We will help you meet your coverage needs while saving you money.
Our agents are trained to ask the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
I was referred to Rick by a friend who recommended him. I’m glad I chose to work with him. He is extremely knowledgeable and easy to communicate with. I have had various questions throughout the years and he has always been extremely helpful. He helped me navigate the difficult process of choosing a Medicare plan, and continues to advise me now as well. I would highly recommend him.
I feel very fortunate to have been introduced to Rick as my go to health insurance advisor who knows his stuff and does the sorting and shopping for you. He responds promptly to any inquiry and always thoroughly answers all my questions. He just onboarded me to Medicare without blinking! The time and money I saved along with the comfort of knowing he’s there for any questions is a Godsend. His ability to navigate that world, so that I don’t have to is, priceless.
Rick was extremely helpful in guiding me towards the best health insurance plan that would work for my small business needs and assisting me in getting it all set up. He was super thorough and very knowledgeable! I would highly recommend him~
My husband and I went to see Rick a year ago. He has been so helpful in directing us to the right healthcare program. We have saved so much money. Rick is very knowledgeable and we are so happy for his advise and direction. We strongly feel you should call him for an appointment for your help on insurance
We were very concerned about choosing the best plan for our Medicare, Rick made the experience easy and understandable
Rick has been so accommodating to our insurance needs. We have had him as our agent for many years, with good reason. He really goes above and beyond to help get the best coverage for the best price. He's extremely knowledgeable and makes you feel comfortable. You can tell he's not in it to just "sell" you insurance. He actually cares about the people he deals with. Honest, straightforward, and ethical are the best words to describe Rick. Highly Recommend!
Rick is the local expert I got to for all my health insurance needs. I Highly recommend.
Rick has been able to save our company considerable money on our health care insurance and is very proactive on our behalf. He watches all plans and has recommended the most cost effective solution to the coverage that we offer to our employees. Thank you very much Rick, I have recommended your support and depth of knowledge of the healthcare field to many fellow business owners.
Mr. Kempton is great and extremely helpful. He took care of all our insurance needs and answered all our question. Cannot recommend him enough!
I used Rick to help me navigate Medicare advantage options. He is vey knowledgeable and helpful. I really feel he helped get us the best plan with a reasonable price. I highly recommend Rick for any of your insurance needs.
friendly, helpful service! thanks Rick!
Richard was warm, personable and very knowledgeable. He easily guided me through a process that initially seemed overwhelming. I am grateful that I had the pleasant experience of working with him and feel confident that the choices I made are the best for me.
Rick Kempton is a great resource for navigating entry into the Medicare marketplace.Great advice with clear direction. You'll be in good hands.
I called Mr. Kempton on a random health insurance question and it turned into a lengthy conversation in which he thoughtfully and patiently assisted me with all my questions. I ended up purchasing health insurance through his office the next day. He is kind, patient and has a great sense of humor. It is clear that he has the knowledge and experience to successfully navigate a complicated process. Highly recommend.
Rick Kempton helped me and my husband get health insurance here in Massachusetts. We just moved here from Maryland and needed to get health insurance coverage. I tried working with the health connector but it was a confusing and frustrating experience. So when I found Rick while searching in the area on Google, I immediately gave him a call. Rick is so kind and very knowledgeable about health insurance options available to us in Massachusetts. In less than 30 minutes we were all set with health insurance! Thank you, Rick!
I appreciated Richard Kempton's services, he was prompt with returning my calls. He also explained all my options and advised me on the best option for my needs, this was accomplished by Richard be a good listener and educator in this very important stage of my life. I will surely recommend him to "all " my friends and family when they need to learn and make this choice in their lives. I am so grateful he was assigned to me.
Outstanding service, Rick helped me to enroll in a Medicare program that saved me lots of money!
Rick was very great to work with. He is super responsive and knowledgeable.
Rick was very knowledgeable and helpful.
Rick was fantastic. He saved me a significant amount of money! Thank you Rick!
We moved from out of state and needed to get new medical coverage in MA. Richard showed us a package that gave us a significant savings. He walked us through various options to be sure we had the best plan for both medical and prescription drug coverage. He spent considerable time helping us to complete the applications for both my husband and myself. I am quite certain I could not have done this on a tight time frame as expeditiously without his help ( which was no cost to us.)
Rick is a knowledgeable and caring professional. I would reccomend him to anyone!!!
The big 65 is fast approaching. I reached out to my neighbors on a referral for a health insurance agent. Rick was given high fives! Rick was very professional and knowledgeable. After our meeting I felt relieved having chosen a plan I feel will meet my needs. Thank you Rick
The health insurance maze is a nightmare for me personally and for my business. I’m so glad I found Rick Kempton and Health Markets. For a few years now his expertise has been priceless! He helped me to sort through the confusion and find the best and most affordable health insurance options. And he explains all the coverages in a way that’s easily understood. I can’t image working with anyone else! I highly recommend Rick Kempton and Health Markets!
Rick was extremely helpful, honest and transparent. He worked around my schedule and provided me with health insurance extremely fast. My family and I thank you.
WE ARE HERE FOR YOU